How, then, will you know when it\u2019s time to switch carriers in New Orleans? Keep reading to discover the answers! <\/p>\n\n\n\n
1. You Have Moved to a New Home <\/h2>\n\n\n\n
Perhaps the biggest sign that you need to switch your carrier is that you have moved. And we\u2019re not talking moving out of the city, necessarily. Even those just moving to a new zip code within New Orleans should start shopping around for new coverage. <\/p>\n\n\n\n
Why is that? Where you live determines how much your monthly premium<\/a> is, and moving to a neighborhood with an overall less number of claims filed due to crime gives you a chance to lower your premium. You may be able to lower your premium with your existing carrier, but there is no time like the present to see if you can get more competitive quotes. <\/p>\n\n\n\n The best part of owning your own home is that you can do whatever you want with it, and that includes making whatever changes you desire. After you make some major renovations, it may be worth switching to a new carrier for your home policy. <\/p>\n\n\n\n Keep in mind that such a policy is meant to cover the value of your entire home, and renovations generally make a home more valuable. You\u2019re going to need more coverage after a renovation, and getting multiple quotes<\/a> from multiple companies can help you protect your renovated house without breaking the bank in monthly premiums. <\/p>\n\n\n\n Getting married means that your life and lifestyle are going to change in a big way. You\u2019re better off changing your coverage while you\u2019re at it. Many insurers offer lower rates to married people (right or not, insurers believe married people are more responsible and thus, tend to file fewer claims). <\/p>\n\n\n\n Once you are married, you can save serious money by bundling your car coverage through the same carrier. Speaking of savings, you could get discounts for things like sharing the same vehicle or getting multiple kinds of coverage through the same carrier once you are married. As a New Orleans newlywed, trust us when we say that every dollar you can save matters!\u00a0<\/p>\n\n\n Speaking of every dollar mattering, that\u2019s the blunt reality for many who retire and find themselves on a fixed income. If you\u2019re thinking about getting ready to retire, we highly recommend you shop around for different quotes and strongly consider switching carriers. <\/p>\n\n\n\n You may be surprised at how low your premiums can get once you tell your new carrier that you are retired. Once they learn that you won\u2019t be driving as much and will be home more often, they will know that both your car and your house are safer than ever before, and this helps them lower how much you pay each month (a very important consideration for any New Orleans resident who finally gets to retire). You might consider reducing unnecessary coverage<\/a> to experience further savings. <\/p>\n\n\n\n All you have to do is take one look at the numerous dogs dressed up for Mardis Gras to understand that New Orleans really loves man\u2019s best friend. If you decide to bring a new pooch into your home, then you should consider switching to a new carrier. <\/p>\n\n\n\n Why make the switch? No matter how friendly the new dog seems to be, there is always the risk that they’ll bite a visitor. After that, you could get sued and even successfully defending yourself can really sink you into major debt. If you switch to a new carrier and tell them about the dog, you can ensure you have enough liability coverage to protect yourself from an unexpected lawsuit. <\/p>\n\n\n\n Have you recently stopped smoking? Congratulations: that\u2019s always tough to do when you are surrounded by the temptations of New Orleans. After you pat yourself on the back, the next thing you should do is start shopping around for a new carrier. <\/p>\n\n\n\n From life insurance to home insurance, smokers are considered a liability and usually end up paying a higher premium. By switching to a new carrier as a non-smoker, you can save a lot of money<\/a> each month. That\u2019s on top of the money you\u2019re going to save on not buying so many cigarettes. <\/p>\n\n\n\n You may have noticed fewer people walking the iconic streets of New Orleans in the past few years. There\u2019s a reason for that: more people than ever are working from home<\/a>. If you\u2019re one of them, then it\u2019s time to switch to a different New Orleans insurance provider. <\/p>\n\n\n\n As with being retired, working from home means you won\u2019t be driving nearly as often, and a new insurance company may be able to offer you special discounts and lower rates than you were paying before. At the end of the day, you\u2019re not driving as much as you used to (not quite as many road trips<\/a>, for example), so why would you ever want to pay as high a monthly premium as you were paying before? <\/p>\n\n\n\n At USAgencies, we offer the different coverages you need at prices you won’t believe. If you\u2019re ready to get affordable coverage today, come request a quote online<\/a>. Or you can come to visit us at the nearest office<\/a>. Finally, don\u2019t be afraid to pick up the phone and call us at 800-420-3712<\/a>.\u00a0<\/p>\n\n\n\n2. You\u2019ve Made Major Changes to Your House <\/h2>\n\n\n\n
3. You\u2019ve Gotten Married <\/h2>\n\n\n\n
![\"A](\"http:\/\/local.usagencies.com\/blog\/wp-content\/uploads\/sites\/3\/2023\/03\/usa-switching2.jpg\")
<\/figure><\/div>\n\n\n4. You\u2019re Retiring <\/h2>\n\n\n\n
5. You Got a New Dog <\/h2>\n\n\n\n
6. You Stopped Smoking <\/h2>\n\n\n\n
7. You Started Working from Home <\/h2>\n\n\n\n
Switch to the Best New Orleans Insurance Today! <\/h2>\n\n\n\n