At USAgencies Insurance, we believe all Alabama and Louisiana drivers should have access to good, cheap car insurance<\/strong>. We have experienced agents who can help drivers – regardless of their past or current driving record, credit history and\/or DUIs or other major dings \u2013 find car insurance that they can afford.<\/p>\n At USAgencies, we are experts in helping you get on the road and be incompliance with Alabama and Louisiana driving laws. We believe everyone should have the opportunity to drive legally and have the peace of mind<\/em> that comes with being protected.<\/p>\n<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\n\n\r\n In Alabama, the average car insurance cost<\/em> for full coverage is $135\/month, which is quite a bit cheaper than the national average cost of $161\/month. For the minimum, state-required liability car insurance, Alabama drivers pay on average $39 per month. Nationally, drivers pay on average $47 for the state-required minimum liability auto insurance.<\/p>\n And in Louisiana, the average cost of full coverage car insurance cost is $227 per month, which is quite a bit higher than the national average, while the average for the state-required minimum car insurance in Louisiana is $81 per month.<\/p>\n Why the difference between these costs? Unfortunately, Louisiana is among the highest, if not the highest, in car insurance cost in the nation. This is due to a larger than normal amount of lawsuits stemming from accidents.<\/p>\n Exactly how much you pay for your car insurance can depend on many factors, including where you live, what car you drive, and even your credit score. But no matter how much you\u2019re paying, you could save money by switching to a new insurance carrier. At USAgencies, we specialize in helping you compare auto insurance rates across companies.<\/p>\n<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\n\n\r\n Basically, car insurance allows drivers to pick the amount of coverage and financial protection they want when driving on the roads in Louisiana and Alabama. Car insurance is an agreement between drivers and their insurance companies that if there is a car accident, the insurance company will help pay for damages and injuries.<\/p>\n In at-fault states such as Alabama and Louisiana, insurance companies help to pay for the damages and injuries of the party not deemed responsible.<\/p>\n<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\n\n\r\n Before you can legally drive on the roads in Alabama and Louisiana, you\u2019ll need to have the state-required minimum liability car insurance in place. This helps the states by providing some financial compensation to the victims of a car accident who are not at fault.<\/p>\n Here is a table showing the state required liability for Alabama and Louisiana.<\/p>\n Moving up from the state-required minimum, you have the option of purchasing higher levels of protection, including collision and comprehensive, as well as uninsured driver.<\/p>\n<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\n\n\r\n Just think: you are only three short steps away from getting an affordable car insurance quote in Alabama and Louisiana.<\/p>\nAre You Paying Too Much For Car Insurance in Alabama and Louisiana?<\/h2>\r\n
How Does Car Insurance Work?<\/h2>\r\n
What is the State-Required Minimum or Liability Car Insurance in Louisiana and Alabama?<\/h2>\r\n
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\n Alabama<\/th>\n Louisiana<\/th>\n<\/tr>\n \n $25,000 for death or bodily injury to one person<\/td>\n $15,000 for bodily injury to one person<\/td>\n<\/tr>\n \n $50,000 for death or bodily injury to two or more persons<\/td>\n $30,000 for bodily injury to more than one person in a single accident<\/td>\n<\/tr>\n \n $25,000 for damage or destruction of property<\/td>\n $25,000 for damage to someone else\u2019s vehicle or other property<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n Car Insurance Quotes Made Easy<\/h2>\r\n